The limitations of New Zealand’s public health system can severely impact your family’s wellbeing. Here's how comprehensive family health insurance can change that for the better.
The strain experienced by New Zealand’s public health system has resulted in unadvisably long wait times for specialist evaluations and treatments. As of September 2024, over 75,000 patients were waiting more than four months for their first specialist assessment, while over 30,000 were waiting over four months for treatment. Additionally, a University of Otago study found that at least 85,000 patients referred by their GPs for specialist care were declined. Delays like these can mean worse health outcomes for patients, affecting their studies, capacity to work, and overall quality of life.
Families with health insurance can jump the wait queue, avoid hold-ups, and receive quicker care in private healthcare facilities, without worrying about excessive costs.
If you opt to bypass long waiting lists in the public health system by paying out-of-pocket for private care, medical expenses for children and other family members quickly add up. Family health insurance helps lighten the load by covering a large percentage of these costs.
To give you an idea of how expensive it is to treat certain medical conditions for kids, teens, and young adults if you pay for them yourself, take a look at the table below:
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Policywise is a 100% free service which tells you which health, life, and disability insurance provider best fits your needs. We offer fast, comprehensive, and easy-to-understand comparisons of all leading providers, and a simple summary clearly recommending which insurer is best for your situation.
Not all insurance policies are the same. Policywise can help you sort out the duds, avoid the lemons, understand the fine print and exclusions, and get the right insurance for you and your family.
We make the important decision of where to buy your insurance super easy. We’ll answer your questions, provide experienced advice and quotes, and manage all the back and forth throughout the application process. Taking out your cover through us means you'll have our lifetime support and claims advocacy, and we'll help you negotiate a positive outcome at claim time. We can also take care of lodging any claims on your behalf and back you up if the going gets tough.
Check out the reviews on our homepage for how other New Zealanders have found our service, because now is the time to get your family health insurance sorted. Give your entire family the most outstanding financial support possible. Book a 5-minute callback with Policywise today; our service is fast and free.