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KiwiSaver adviser

Policywise tells you which KiwiSaver funds best match your goals.

Policywise gives you independent KiwiSaver advice. We’re not tied to a single provider, which means we can research multiple options and tailor our recommendations to your goals, life stage, and risk comfort. Whether you’re saving for your first home or building your retirement nest egg, we’ll help you make confident, informed decisions.

  • Avoid costly mistakes and grow your savings with confidence by making sure your money is in the right fund.
  • More choice, better fit: We compare multiple KiwiSaver providers to match you with the fund that best suits your objectives.
  • Unbiased, personalised recommendations: With access to multiple providers, we aren’t restricted to a single company’s products; we give you advice based on what’s right for you.
  • Save time and stress: We simplify fund comparisons and handle the admin.
  • Flexibility for the future: As your needs change, we can help you switch to another provider without the stress of starting over.
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Excellent

Sarni Ray

verified

Verified Customer

Policywise is great, helped me sort my health insurance swiftly, I recommend them 100%

1 month ago

Sarni Ray

verified

Verified Customer

Policywise is great, helped me sort my health insurance swiftly, I recommend them 100%

Malcolm

verified

Verified Customer

I contacted Policywise t0 sort insurance for the boost visa Jared contacted me and arranged a one to one call and everything has...

1 month ago

Malcolm

verified

Verified Customer

I contacted Policywise t0 sort insurance for the boost visa Jared contacted me and arranged a one to one call and everything has been plain sailing since.

Esteria

verified

Verified Customer

Jared was great. very quick response and accomodating to all our queries and concerns. Kudos to you brother!

1 month ago

Esteria

verified

Verified Customer

Jared was great. very quick response and accomodating to all our queries and concerns. Kudos to you brother!

Natasha

verified

Verified Customer

Jared did a fantastic job. He was very approachable and great at communicating. We now have policy in place that is considerably...

1 month ago

Natasha

verified

Verified Customer

Jared did a fantastic job. He was very approachable and great at communicating. We now have policy in place that is considerably cheaper than our old provider, with more/better cover.

Lucy

verified

Verified Customer

Super grateful for the support of George and the Policywise team in helping to navigate a difficult health insurance situation....

1 month ago

Lucy

verified

Verified Customer

Super grateful for the support of George and the Policywise team in helping to navigate a difficult health insurance situation. George’s knowledge, guidance and support made a huge difference, and I genuinely don’t think we would have had the same outcome without his help. He was great to deal with throughout, very responsive, and made a stressful situation so much easier to navigate. Really appreciate everything George did and wouldn’t hesitate to recommend him and the Policywise team for anyone needing support with their insurance needs.

Tuhoe

verified

Verified Customer

Absolutely — I’d keep your personality and humour because that makes the review feel genuine, just smooth out the wording and...

1 month ago

Tuhoe

verified

Verified Customer

Absolutely — I’d keep your personality and humour because that makes the review feel genuine, just smooth out the wording and make it easier to read. Jared from Policywise was such a pleasure to work with. The exact insurer I had already been considering applying for, but hadn’t felt confident enough to go ahead with, was actually the insurer he recommended for me — without me mentioning it beforehand! So that gave me a lot of confidence in his recommendation straight away. Not only that, but Jared made the whole application process seem so easy. Honestly, I felt like I hardly did anything 😆. It was like having a personal assistant taking care of all the miscellaneous stuff while I just read everything over and signed to approve it. Throughout the whole process, Jared was always checking in to make sure I actually understood everything and wasn’t just nodding my head along. He explained concepts and jargon without me even having to ask, and if there were certain areas he felt were particularly important for me to understand, he would go back over them and explain them again. What really stood out to me was that he genuinely seemed to want to do the best by me, rather than simply trying to sell me something. I really appreciated having someone who could give me an unbiased opinion from outside the actual insurance companies. Anyway, I could go on, but at the end of it all, Jared was fantastic. I would highly recommend Policywise to anyone who wants honest, unbiased advice and someone who will actually take the time to make sure you understand what you’re getting. If you want, I can also make it  a little more casual and funny, so it sounds even more like a natural Google review rather than a polished testimonial.

Tanja

verified

Verified Customer

I came across Policywise by chance whilst I was looking for the right private health insurance! I’m glad I got in touch with you,...

2 months ago

Tanja

verified

Verified Customer

I came across Policywise by chance whilst I was looking for the right private health insurance! I’m glad I got in touch with you, because Chakradhar gave me absolutely brilliant advice; he was incredibly patient, answered all my questions and addressed all my concerns, and found the very best solution for us!! He was always there for us; we spoke on the phone several times, and I feel very well looked after and supported by Policywise! Thank you for being there and thank you for all your support!! Greatly appreciate it!!!! Thanks Chakradhar!!!

Joanne

verified

Verified Customer

Dealing with Chakradhar has been an absolute pleasure. He listened carefully to my needs and then provided a number of options...

2 months ago

Joanne

verified

Verified Customer

Dealing with Chakradhar has been an absolute pleasure. He listened carefully to my needs and then provided a number of options and took me through the details of the different policies very thoroughly. He was highly professional and clearly answered all of my questions, following up directly with the insurers to clarify details as necessary. I would highly recommend Policywise and Chakradhar! Thank you!

Craig

verified

Verified Customer

We approached Jared for help reviewing our insurances. We were using another advisor and overall, weren't happy with their set...

2 months ago

Craig

verified

Verified Customer

We approached Jared for help reviewing our insurances. We were using another advisor and overall, weren't happy with their set and forget mentality. From the get go, we were impressed with Jared's commitment to getting the job done. We're in different parts of the country but caught up on Teams. He worked to transfer the policies across to Policywise, then worked with us on different strategies to get the best value from our cover. He advocated for us on a couple of issues and kept things progressing when life became busy. I recommend Jared to anyone looking for a decent review of this aspect of life admin.

Amanda

verified

Verified Customer

Been extremely helpful and patient throughout

2 months ago

Amanda

verified

Verified Customer

Been extremely helpful and patient throughout

Avoid costly KiwiSaver mistakes with expert advice

Many New Zealanders find KiwiSaver confusing. With so many funds and providers, it’s hard to know:

  • which fund matches your goals and stage of life
  • how much you should be contributing
  • whether you’re on track for your first home or retirement.

It’s easy to feel overwhelmed. And when you’re unsure, the default fund option might not be the best one for you.

The risks of going it alone

Choosing a KiwiSaver fund without expert guidance can cost you thousands over time. A fund that doesn’t suit your lifestyle or risk profile may mean your savings underperform. Working with knowledgeable advisers helps ensure your nest egg grows with confidence, not guesswork.

Keep your KiwiSaver working as hard as you do

KiwiSaver is far too important to set and forget. Market conditions keep changing, as does your personal situation. If your fund doesn’t change accordingly, you could be leaving thousands on the table. 

A quick review can make the difference between just getting by or being able to really enjoy the retirement you’ve worked for. Get advice now to keep your KiwiSaver working as hard as you do.

Why choose Policywise as your KiwiSaver adviser

Independent and unbiased

We’re not tied to a single KiwiSaver provider and their products. That means our recommendations are always based on your needs, not a provider’s interests. Whether you’re just setting up KiwiSaver or reviewing your current fund, we’ll guide you to the best fit for you.

No direct fees

For most funds, you won’t pay us a cent. Many KiwiSaver providers already include adviser fees in their charges. You’re paying for advice whether you use it or not. With Policywise, you get expert, independent, and tailored guidance at no extra cost to you.

Personalised, ongoing support

Life doesn’t stand still - and neither should your KiwiSaver. We’ll check in with you regularly, making sure your investment strategy keeps pace with your circumstances, retirement plans, and current market conditions.

Saving you time and stress

We handle the admin, the provider paperwork, and any follow-ups, so you don’t have to. From comparing funds to switching providers, we make KiwiSaver simple. 

Helping protect your KiwiSaver

With Policywise, you don’t just get KiwiSaver advice. Our advisers are also licensed experts in life, health, and disability insurance. That means one person can help you not only grow your retirement savings but also protect them from unexpected health challenges that could force early withdrawals.

How to get personalised KiwiSaver advice

1

Tell us about your yourself

Click the button below to get started by answering some basic details about your financial situation and goals. (Takes less than 5 minutes.)

2

Get your FREE, no-obligation recommendations

We’ll provide a straightforward run-down of the best KiwiSaver providers and funds that match your goals and preferences. 

3

You decide how to proceed

Stick with your current KiwiSaver fund or switch to one of our recommendations. We know how busy you are, so we’ll handle all the admin for you.

 

Why choose Policywise as your KiwiSaver adviser

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Based on in-depth independent research

Unlike other advisers, we give you recommendations based on independent research about each KiwiSaver fund and provider. This means you can make an informed and confident decision for your KiwiSaver funds

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The right KiwiSaver fund for your goals

We’ll guide you to the right fund and strategy, helping you get more out of every dollar you invest in KiwiSaver. We give you a SHORT printable report summarising your top option, with clear explanations of the benefits that make it your best choice

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No extra cost to you

Most KiwiSaver providers include adviser fees in their standard charges. That means our service doesn’t cost you any extra, offering much better value. You get tailored, independent advice without paying a cent more

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You’re in control

We give you the information you need to make an informed decision. You are free to take it or leave it. There’s no pressure or sales tactics. If you like our recommendations and join or switch KiwiSaver funds or providers, our in-house team will help set it up for you

Great, let’s get started

First, some basic info about you…

* All fields are required

Find the right KiwiSaver funds for your goals

Policywise tells you which KiwiSaver provider and fund best match your goals. Talk to our KiwiSaver advisers to find the fund that suits you best.

Important Disclaimer: The information on this website is general in nature and does not consider your personal situation. It is not intended as a definitive financial guide. Before making any KiwiSaver decisions, we recommend speaking with a licensed KiwiSaver adviser.

Policywise advisers are licensed by the Financial Markets Authority to give financial advice on KiwiSaver and health, life, and disability insurance. For more, see our Public Disclosure page.

All insurance is subject to insurer approval. Policies may include stand-down periods, exclusions, terms and conditions, and premium loadings not listed here. Optional (add-on) benefits come at an extra cost. Please refer to the relevant policy document for full and current details, as insurers may update these at any time.

Product pages on this site are summaries only. In the case of any difference between website content and the provider’s official policy wording, the provider’s wording will apply.

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