KiwiSaver adviser

Policywise tells you which KiwiSaver funds best match your goals.

Policywise gives you independent KiwiSaver advice. We’re not tied to a single provider, which means we can research multiple options and tailor our recommendations to your goals, life stage, and risk comfort. Whether you’re saving for your first home or building your retirement nest egg, we’ll help you make confident, informed decisions.

Avoid costly mistakes and grow your savings with confidence by making sure your money is in the right fund.
More choice, better fit: We compare multiple KiwiSaver providers to match you with the fund that best suits your objectives.
Unbiased, personalised recommendations: With access to multiple providers, we aren’t restricted to a single company’s products; we give you advice based on what’s right for you.
Save time and stress: We simplify fund comparisons and handle the admin.
Flexibility for the future: As your needs change, we can help you switch to another provider without the stress of starting over.

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Shannon
2025-09-25
5 months

Tanzim
2025-09-23
5 months

Juan Manuel
2025-09-11
5 months

Vicki
2025-09-04
5 months

Jacky
2025-09-03
5 months

Eddy
2025-09-01
5 months

Phoebe
2025-08-05
6 months

Nica
2025-07-14
7 months

Suphansa
2025-05-15
9 months

Becky
2025-05-08
9 months

Excellent

Shannon

Verified Customer

Jared gave great advice and provided a lot of incredibly helpful information that helped us easily understand the differences between each medical insurance provider. He was timely in all of his calls and responses — the process was quick and easy, and we felt assured that we had chosen the right provider for our needs. Would highly recommend!

Tanzim

Verified Customer

Love Policywise. George Clark is amazing ! He has assisted me and helped me with the different policies all the way through from the day I decided to get my health insurance. He has made the process so simple and smooth and has helped me compare & decide which policies best suits my needs. He is great at what he does and I would choose to go via policywise because of the assistance he has provided me so far.

Juan Manuel

Verified Customer

Gracias Andrez, for helping is sort the policy. Thanks for providing an excellence service from the beginning to the end. Thanks,

Vicki

Verified Customer

I previously had medical insurance, but decided to stop as we never heard from our advisor and it was getting expensive, but once turning 65 decided I should have it - so contacted Daniel at Policywise and he was absolutely amazing, it wasn't easy to re-instate the policy, but he got it all sorted, he always kept me up-dated - he was amazing!

Jacky

Verified Customer

We’ve had help from Policywise more than once while dealing with changes/updates to our insurance and they’re always very helpful. Highly recommend

Eddy

Verified Customer

Don't know if I can name the person dealt with... let's say his name was Jared. Extremely helpful and patient as I had alot going on and we never seemed to be able to close the deal due to my circumstances. However always felt like he had under control. Extremely friendly and professional gor straight to the point without mucking around which I appreciate as who has time for that. Legendary service and communication.

Phoebe

Verified Customer

Andrez was fabulous and so helpful for changing as many little details as we needed to get it right.

Nica

Verified Customer

Great service! Gave advice that was specific to my needs and explained everything.

Suphansa

Verified Customer

Hi Jared, I just wanted to thank you for the outstanding support with my health insurance. You made a potentially overwhelming process feel easy and straightforward, and I really appreciate your patience, clear explanations, and quick responses. It’s such a relief to know I’m covered and in good hands. I truly appreciate everything you’ve done! Best regards, Suphansa

Becky

Verified Customer

We have George helping us and it's been amazing, he's great, clear and easy to talk to!

Avoid costly KiwiSaver mistakes with expert advice

Many New Zealanders find KiwiSaver confusing. With so many funds and providers, it’s hard to know:

which fund matches your goals and stage of life
how much you should be contributing
whether you’re on track for your first home or retirement.

It’s easy to feel overwhelmed. And when you’re unsure, the default fund option might not be the best one for you.

The risks of going it alone

Choosing a KiwiSaver fund without expert guidance can cost you thousands over time. A fund that doesn’t suit your lifestyle or risk profile may mean your savings underperform. Working with knowledgeable advisers helps ensure your nest egg grows with confidence, not guesswork.

Keep your KiwiSaver working as hard as you do

KiwiSaver is far too important to set and forget. Market conditions keep changing, as does your personal situation. If your fund doesn’t change accordingly, you could be leaving thousands on the table.

A quick review can make the difference between just getting by or being able to really enjoy the retirement you’ve worked for. Get advice now to keep your KiwiSaver working as hard as you do.

Why choose Policywise as your KiwiSaver adviser

Independent and unbiased

We’re not tied to a single KiwiSaver provider and their products. That means our recommendations are always based on your needs, not a provider’s interests. Whether you’re just setting up KiwiSaver or reviewing your current fund, we’ll guide you to the best fit for you.

No direct fees

For most funds, you won’t pay us a cent. Many KiwiSaver providers already include adviser fees in their charges. You’re paying for advice whether you use it or not. With Policywise, you get expert, independent, and tailored guidance at no extra cost to you.

Personalised, ongoing support

Life doesn’t stand still - and neither should your KiwiSaver. We’ll check in with you regularly, making sure your investment strategy keeps pace with your circumstances, retirement plans, and current market conditions.

Saving you time and stress

We handle the admin, the provider paperwork, and any follow-ups, so you don’t have to. From comparing funds to switching providers, we make KiwiSaver simple.

Helping protect your KiwiSaver

With Policywise, you don’t just get KiwiSaver advice. Our advisers are also licensed experts in life, health, and disability insurance. That means one person can help you not only grow your retirement savings but also protect them from unexpected health challenges that could force early withdrawals.

How to get personalised KiwiSaver advice

1

Tell us about your yourself

Click the button below to get started by answering some basic details about your financial situation and goals. (Takes less than 5 minutes.)

2

Get your FREE, no-obligation recommendations

We’ll provide a straightforward run-down of the best KiwiSaver providers and funds that match your goals and preferences.

3

You decide how to proceed

Stick with your current KiwiSaver fund or switch to one of our recommendations. We know how busy you are, so we’ll handle all the admin for you.

Get KiwiSaver advice

Why choose Policywise as your KiwiSaver adviser

Based on in-depth independent research

Unlike other advisers, we give you recommendations based on independent research about each KiwiSaver fund and provider. This means you can make an informed and confident decision for your KiwiSaver funds

The right KiwiSaver fund for your goals

We’ll guide you to the right fund and strategy, helping you get more out of every dollar you invest in KiwiSaver. We give you a SHORT printable report summarising your top option, with clear explanations of the benefits that make it your best choice

No extra cost to you

Most KiwiSaver providers include adviser fees in their standard charges. That means our service doesn’t cost you any extra, offering much better value. You get tailored, independent advice without paying a cent more

You’re in control

We give you the information you need to make an informed decision. You are free to take it or leave it. There’s no pressure or sales tactics. If you like our recommendations and join or switch KiwiSaver funds or providers, our in-house team will help set it up for you

Important Disclaimer: The information on this website is general in nature and does not consider your personal situation. It is not intended as a definitive financial guide. Before making any KiwiSaver decisions, we recommend speaking with a licensed KiwiSaver adviser.

Policywise advisers are licensed by the Financial Markets Authority to give financial advice on KiwiSaver and health, life, and disability insurance. For more, see our Public Disclosure page.

All insurance is subject to insurer approval. Policies may include stand-down periods, exclusions, terms and conditions, and premium loadings not listed here. Optional (add-on) benefits come at an extra cost. Please refer to the relevant policy document for full and current details, as insurers may update these at any time.

Product pages on this site are summaries only. In the case of any difference between website content and the provider’s official policy wording, the provider’s wording will apply.

Group Insurance

KiwiSaver adviser