Great, let’s get started

First, some basic info about you…

* All fields are required

background-banner

Quickly find the cover that’s best for you

Policywise tells you which health, life, or disability insurance best matches your circumstances, 100% free.

By yourself

With Policywise

Complicated fine print

Simple one-page summary

Guesswork & assumptions

Independent research & expert experience

Confusion & doubts

Clarity & assurance

Time-consuming hard work

Fast & easy

logo_accuro (1)
logo_aia
logo_asteron-life
740_CHUBB_Logo_Purple_RGB
logo_fidelity-life
logo_nib
PartnersLife_Wordmark_RGB-2 (1)
logo_southern-cross (1)

Here's what our customers say about us

These reviews are embedded here from Reviews.io, an independent third party website, so you can know that what you see is exactly what our customers have written, unfiltered by us.

Excellent

star star star star star

4.94 average

304reviews

David Michael​

verified

Verified Customer

Sav and the team at Policywise helped us to set up health insurance for my wife and I. She was an absolute pleasure to work with,...

2 months ago

David Michael​

verified

Verified Customer

Sav and the team at Policywise helped us to set up health insurance for my wife and I. She was an absolute pleasure to work with, offering friendly and knowledgeable service. I can definitely recommend Policywise if you're looking for someone to sort out your insurance needs.

2 months ago

sarah​

verified

Verified Customer

Sav was great, very responsive and good knowledge! Thanks for your help

2 months ago

sarah​

verified

Verified Customer

Sav was great, very responsive and good knowledge! Thanks for your help

2 months ago

Amy

verified

Verified Customer

Very helpful, good communciation, not pushy.

2 months ago

Amy

verified

Verified Customer

Very helpful, good communciation, not pushy.

2 months ago

Terryn

verified

Verified Customer

Easy to work with. Fast response times. Knowledgeable advisors.

2 months ago

Terryn

verified

Verified Customer

Easy to work with. Fast response times. Knowledgeable advisors.

2 months ago

Hannah​

verified

Verified Customer

The process of choosing the right cover for myself and my family was made simple. I just wouldn't have taken the time needed to...

2 months ago

Hannah​

verified

Verified Customer

The process of choosing the right cover for myself and my family was made simple. I just wouldn't have taken the time needed to get the right cover without the support from Policy Wise.

2 months ago

Charlie

verified

Verified Customer

I want to say a HUGE thank you to Sahan Fernando for providing one of the best customer experiences I have ever had! He was...

3 months ago

Charlie

verified

Verified Customer

I want to say a HUGE thank you to Sahan Fernando for providing one of the best customer experiences I have ever had! He was always super responsive to emails, did his best to maximise customer experience, and really made me feel valued. Thanks so much Sahan!!

3 months ago

Tapasya

verified

Verified Customer

I was dealing with Sav who helped me with my health insurance needs. She made the whole process so much easier with her continued...

3 months ago

Tapasya

verified

Verified Customer

I was dealing with Sav who helped me with my health insurance needs. She made the whole process so much easier with her continued support and expertise.

I would highly recommend her to anyone who is looking for a hand in finding the right provider based on their specific requirements which can be a daunting process.

3 months ago

Demishka​

verified

Verified Customer

Sahan was extremely helpful and made sure I understood everything and all the offers. I am young and this whole thing seemed kind...

3 months ago

Demishka​

verified

Verified Customer

Sahan was extremely helpful and made sure I understood everything and all the offers. I am young and this whole thing seemed kind of scary but working with Sahan made the whole thing very easy. Policy wise was able to show a range of different options that covered my needs and were able to answer all my questions. Some truly amazing customer service and a great company overall.

3 months ago

Bethany​

verified

Verified Customer

I have had the best experience with Policywise. When we first started to lookfor health insurance, we're extremely overwhelmed....

3 months ago

Bethany​

verified

Verified Customer

I have had the best experience with Policywise. When we first started to lookfor health insurance, we're extremely overwhelmed. There were so many companies with so many different things to consider. Not only were Policywise able to help me figure out what is the best health insurance for my family but they continue to support us make the best choices, update our cover and work out finances. The lovely Savanthee Raeburn ensured my husband and I were fully covered at a price that suits us and as our family grew she helped set them up too. We highly recommend the wonderful Sav and Policywise for finding health insurance that works for you.

3 months ago

Millaray

verified

Verified Customer

Savanthee Raeburn is very patient and kind. She explained everything in great detail and guided me to choose the best option for...

3 months ago

Millaray

verified

Verified Customer

Savanthee Raeburn is very patient and kind. She explained everything in great detail and guided me to choose the best option for me. I am really very happy with her support.

3 months ago

Complete peace of mind knowing that you’ve chosen the right provider

Looking into health, life and disability insurance options directly is time-consuming and daunting. The policies are difficult to understand, and if you’re like most people, you are too busy to have time to try.

Our life and health insurance advisers are fully licenced and registered to advise you, and we have enormous amounts of experience in the insurance industry—so we can provide specific recommendations that match your exact requirements. Let us figure out which policies have the critical cover you want and which don't.

For instance, some providers don’t cover certain conditions, or don’t cover them well, so we’ll make sure that what you need is what you actually get. Also, while all policies go up every year, some go up faster than others. You don’t want to choose a provider that is going to end up costing you more in 10 years.

We can also help you if you have pre-existing conditions you need covered, or a family history of a condition.

Why Choose Policywise as Your Insurance Broker?

icon_lowest-market-prices-1

100% free service, lowest market prices

Our purpose is to find you the best cover for the lowest going rate—so you don’t have to shop around. Our prices are exactly the same as going directly through the insurer or your bank for the same policy. There are absolutely no added cost or fees at all. The insurer pays our fees as we save them a lot of admin, and expertly match people to the right policy.

icon_kiwi-owned-1

New Zealand owned & operated

With insurance advisers nationwide, we're here for you wherever you are in New Zealand. Our commitment is to protect New Zealanders with the best life, health, and disability insurance at competitive rates.

icon_claim-advocacy-1

Advocacy on your behalf if you ever have trouble making a claim

You don't want to be up against your insurer's legal team by yourself. That's why any policy you buy through us is protected by our specialist claims team. They can help with negotiations around even the most difficult claims, as part of our ongoing FREE service. If you took out cover through Policywise, you have nothing to worry about—we can manage your claim on your behalf and go to bat for you with the insurer.

icon_you-are-in-control-1

You're 100% in control

There is zero obligation with Policywise. We give you the information you need to make an informed decision with no pressure or sales tactics. If you like our recommendations and choose to take out a policy, we’re happy to set it up for you with the insurer as part of our FREE service. We also ensure that every policy has at least a 14-day free look period, so you can cancel for a full refund with no risk.

icon_simple-explanations-1

Incredibly simple & clear explanation of which policy is best for you

We give you a SHORT printable report summarising your top option, with clear explanations of the benefits that make it your best choice.

icon_independent-research-1

Based on independent research

Unlike other comparison sites, our reporting is based on recommendations from in-depth independent research about each insurer. This means you can make an informed and confident decision.

icon_comparison-software-1

Advanced proprietary comparison software

Does having good cover for a particular condition like cancer concern you? We use a proprietary analytics and reporting tool, paired with our extensive experience, to generate in-depth comparisons on the conditions that concern you the most. This means we can ensure you get the exact policy that best covers the areas most important to you.

icon_access-to-providers-1

Access to every major provider on the market, and all their policies

Because we only do health, life & disability, we know every insurer worth knowing, and can advise you on every available policy.

icon_exclusive-focus-1

Focused exclusively on health, life & disability cover

We don't do any kind of assets or liability insurance, which means that all of our expertise is concentrated on health, life and disability. Because we are not generalists, we know much more about our specific kind of insurance. It's like the difference between a brain surgeon and a GP.

How Policywise works in 3 easy steps

1

Tell us about yourself

Click the button below to get started by entering some basic details. (Takes less than 30 seconds.)

2

Get your FREE, no-obligation quote comparison

We’ll provide a straight forward run-down of your best options. It will show you the top insurance policies that match your needs, with research and rankings on each insurance provider. You can see a quote summary of the lowest market prices available for these policies. We provide all this completely free, with NO ADDED COST on the premiums, because the insurer pays our fees.

3

We take care of everything for you

If you like our recommendations, our experienced insurance heroes will set up everything. Eliminate the pain of organising your insurance. We handle all the time-consuming back-and-forth with the insurer, on your behalf. This is completely FREE.

How Policywise generally compares to other online quote providers

POLICYWISE™ Other comparison sites Traditional brokers Banks Insurers
(going direct)
Completely free service
Yes
Yes
Yes
Yes
Yes
Quotes from 8 of NZ’s leading insurers
Yes
Some*
Some*
No*
No
Tailored recommendations fitted to your needs
Yes
No
Yes
No*
No
Detailed quote comparisons
Yes
No
Some*
No
No
Comparisons based on third-party research
Yes
Some
Yes
No
No
Fast & efficient process
Yes
Yes
Some*
Yes
Some
Independent claims support & advocacy
Yes
Some
Yes
No
No*
Laser focused on health, life & disability
Yes
Yes
Some*
No
Yes*
Experts at negotiating pre-existing conditions
Yes
Some
Some
No
No
Help you review your existing cover
Yes
No
Yes
No
No
Avoid ungenerous policies that make claiming hard
Yes
Yes
Yes
No
Some
Ongoing support
Yes
Yes
Yes
Yes
Yes
Nicest guys & gals in New Zealand
Yes
No
No
No
No

About Policywise

We’re a small Kiwi business run by insurance experts who want to help regular folks make wise, informed choices. Read more about us »