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Group Insurance

Policywise tells you which insurance cover best matches your business, 100% free.

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By yourself

With Policywise

Complicated fine print

Simple one-page summary

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Independent research & expert experience

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Time-consuming hard work

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Here's what our customers say about us

These reviews are embedded here from Reviews.io, an independent third party website, so you can know that what you see is exactly what our customers have written, unfiltered by us.

Excellent

star star star star star

4.94 average

304reviews

David Michael​

verified

Verified Customer

Sav and the team at Policywise helped us to set up health insurance for my wife and I. She was an absolute pleasure to work with,...

2 months ago

David Michael​

verified

Verified Customer

Sav and the team at Policywise helped us to set up health insurance for my wife and I. She was an absolute pleasure to work with, offering friendly and knowledgeable service. I can definitely recommend Policywise if you're looking for someone to sort out your insurance needs.

2 months ago

sarah​

verified

Verified Customer

Sav was great, very responsive and good knowledge! Thanks for your help

2 months ago

sarah​

verified

Verified Customer

Sav was great, very responsive and good knowledge! Thanks for your help

2 months ago

Amy

verified

Verified Customer

Very helpful, good communciation, not pushy.

2 months ago

Amy

verified

Verified Customer

Very helpful, good communciation, not pushy.

2 months ago

Terryn

verified

Verified Customer

Easy to work with. Fast response times. Knowledgeable advisors.

2 months ago

Terryn

verified

Verified Customer

Easy to work with. Fast response times. Knowledgeable advisors.

2 months ago

Hannah​

verified

Verified Customer

The process of choosing the right cover for myself and my family was made simple. I just wouldn't have taken the time needed to...

2 months ago

Hannah​

verified

Verified Customer

The process of choosing the right cover for myself and my family was made simple. I just wouldn't have taken the time needed to get the right cover without the support from Policy Wise.

2 months ago

Charlie

verified

Verified Customer

I want to say a HUGE thank you to Sahan Fernando for providing one of the best customer experiences I have ever had! He was...

3 months ago

Charlie

verified

Verified Customer

I want to say a HUGE thank you to Sahan Fernando for providing one of the best customer experiences I have ever had! He was always super responsive to emails, did his best to maximise customer experience, and really made me feel valued. Thanks so much Sahan!!

3 months ago

Tapasya

verified

Verified Customer

I was dealing with Sav who helped me with my health insurance needs. She made the whole process so much easier with her continued...

3 months ago

Tapasya

verified

Verified Customer

I was dealing with Sav who helped me with my health insurance needs. She made the whole process so much easier with her continued support and expertise.

I would highly recommend her to anyone who is looking for a hand in finding the right provider based on their specific requirements which can be a daunting process.

3 months ago

Demishka​

verified

Verified Customer

Sahan was extremely helpful and made sure I understood everything and all the offers. I am young and this whole thing seemed kind...

3 months ago

Demishka​

verified

Verified Customer

Sahan was extremely helpful and made sure I understood everything and all the offers. I am young and this whole thing seemed kind of scary but working with Sahan made the whole thing very easy. Policy wise was able to show a range of different options that covered my needs and were able to answer all my questions. Some truly amazing customer service and a great company overall.

3 months ago

Bethany​

verified

Verified Customer

I have had the best experience with Policywise. When we first started to lookfor health insurance, we're extremely overwhelmed....

3 months ago

Bethany​

verified

Verified Customer

I have had the best experience with Policywise. When we first started to lookfor health insurance, we're extremely overwhelmed. There were so many companies with so many different things to consider. Not only were Policywise able to help me figure out what is the best health insurance for my family but they continue to support us make the best choices, update our cover and work out finances. The lovely Savanthee Raeburn ensured my husband and I were fully covered at a price that suits us and as our family grew she helped set them up too. We highly recommend the wonderful Sav and Policywise for finding health insurance that works for you.

3 months ago

Millaray

verified

Verified Customer

Savanthee Raeburn is very patient and kind. She explained everything in great detail and guided me to choose the best option for...

3 months ago

Millaray

verified

Verified Customer

Savanthee Raeburn is very patient and kind. She explained everything in great detail and guided me to choose the best option for me. I am really very happy with her support.

3 months ago

What is group insurance?

Group insurance covers the employees of a company. Here at Policywise we specialise in putting together employee insurance programmes for Health, Life, Income Protection and Trauma covers. These help companies like yours to reduce the financial burden on staff and their families. 

We are NZ local, extremely dedicated and effective at what we do. We work with all of the most respected and well established insurance providers in NZ. The companies under our management report a big increase in staff satisfaction as a result of our services. 

Only 28% of New Zealanders have Health Insurance. This has huge repercussions for companies when serious events arise, especially with the large wait times (6 to 12 months on average to see specialists) for the public health sector. We can help alleviate this for your workforce.

For example, for as little as $15 per week per staff member, you can get an insurance programme covering all pre-existing conditions instantly, which means any staff currently suffering from sickness or illness could get treated via the private system almost instantly and have it all paid for.

What is the value for a company to invest in a staff insurance programme?

  • Improved team performance
  • Increased employee productivity
  • Higher employee retention and lower turnover rates
  • Greater chance of achieving team objectives
  • Lower absenteeism
  • Less workplace stress and lower risk of burnout
  • Can make the difference with staff recruitment
  • Boost remuneration packages – helping to attract and retain top employees.
  • Help employees access insurance cover that they might not be able to afford.
  • Provide financial support when it’s needed most - at times of serious illness, injury or death

Employee Insurance can include

Health Insurance

Health insurance allows you to access private hospital treatment, so you won’t need to go on a public hospital waiting list. This is a type of cover that will protect you and your staff when an unexpected medical situation arises, or there are ongoing costs related to a health condition. It typically covers surgical, medical, diagnostic and other health-related expenses. 

Income Protection

If sickness or injury restricts your employee from working, Income Protection will provide a monthly benefit. There are two options to choose from - loss of earnings or indemnity cover. Both include rehabilitation and retraining and a wide range of support benefits to help people get back to full health and work quickly.

Life Cover

This provides a lump sum of money if an employee passes away or becomes terminally ill. A funeral advancement payment of up to $15,000 means a portion of cover can be paid out quickly to help with immediate costs.

Trauma Cover

A lump sum will be paid if your employee experiences one of the medical conditions or surgical procedures covered by the policy. This includes covering the most frequently claimed medical events, which are cancer, heart attack and stroke.

Total and Permanent Disablement Cover (TPD)

If your employee is totally and permanently disabled (likely never to work again), a lump sum will be paid by the insurer to the beneficiary with TPD cover. This can help with modifications to the staff member’s home, pay for family to be closer, or for additional help. 

How much information do I need to provide to get a quote?

In order for us to provide accurate quotes, we require some information on your workforce as follows.

Group Health insurance quotes - all we need is the following:

Name (Optional)
Date of birth
Gender

For quotes on Life, Trauma, Income Protection, Total and Permanent Disability we need the following:

Name (Optional)
Date of birth
Gender
Salary
Occupation

How Policywise compares to other online quote providers

POLICYWISE™ Other comparison sites Traditional brokers Banks Insurers
(going direct)
Completely free service
Yes
Yes
Yes
Yes
Yes
Quotes from 8 of NZ’s leading insurers
Yes
Some*
Some*
No*
No
Tailored recommendations fitted to your needs
Yes
No
Yes
No*
No
Detailed quote comparisons
Yes
No
Some*
No
No
Comparisons based on third-party research
Yes
Some
Yes
No
No
Fast & efficient process
Yes
Yes
Some*
Yes
Some
Independent claims support & advocacy
Yes
Some
Yes
No
No*
Laser-focused on health, life, disability, & group insurance
Yes
Yes
Some*
No
Yes*
Experts at negotiating pre-existing conditions
Yes
Some
Some
No
No
Help you review your existing cover
Yes
No
Yes
No
No
Avoid policies that make claiming hard
Yes
Yes
Yes
No
Some
Ongoing support
Yes
Yes
Yes
Yes
Yes
Nicest team in New Zealand
Yes
No
No
No
No

How Policywise works in 3 easy steps

1

Tell us about yourself

Click the button below to get started by entering some basic details. (Takes less than 30 seconds.)

2

Get your FREE, no-obligation quote comparison

We’ll provide a straightforward run-down of your best options. Our report will show you the top health insurance policies that match your needs, with research and ratings for each insurance provider. You’ll see a summary of quotes for the lowest market prices available for these policies. And we provide all this completely free to you, with no hidden costs – you'll pay the same premium as you would had you approached each insurer yourself and negotiated the best cover.

3

We take care of everything for you

If you like our recommendations, our experienced health insurance heroes will set up everything. Eliminate the pain of organising your health insurance – we handle all the time-consuming back-and-forth with the insurer on your behalf. This is FREE for you because the insurer you choose pays our fees.

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