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Here's what our customers say about us
These reviews are embedded here from Reviews.io, an independent third party website, so you can know that what you see is exactly what our customers have written, unfiltered by us.
Complete peace of mind knowing that you’ve chosen the right provider
Looking into health, life and disability insurance options directly is time-consuming and daunting. The policies are difficult to understand, and if you’re like most people, you are too busy to have time to try.
We are fully licenced and registered to advise you, and we have enormous amounts of experience in the insurance industry—so we can provide specific recommendations that match your exact requirements. Let us figure out which policies have the critical cover you want and which don't.
For instance, some providers don’t cover certain conditions, or don’t cover them well, so we’ll make sure that what you need is what you actually get. Also, while all policies go up every year, some go up faster than others. You don’t want to choose a provider that is going to end up costing you more in 10 years.
We can also help you if you have pre-existing conditions you need covered, or a family history of a condition.
Why Choose Policywise?
100% free service, lowest market prices
Our purpose is to find you the best cover for the lowest going rate—so you don’t have to shop around. Our prices are exactly the same as going directly through the insurer or your bank for the same policy. There are absolutely no added cost or fees at all. The insurer pays our fees as we save them a lot of admin, and expertly match people to the right policy.
Kiwi owned & operated
Based out of Wellington, we work with customers right across New Zealand. We have a heart for protecting Kiwis with the best insurance, for the best price.
Advocacy on your behalf if you ever have trouble making a claim
You don't want to be up against your insurer's legal team by yourself. That's why any policy you buy through us is protected by our specialist claims team. They can help with negotiations around even the most difficult claims, as part of our ongoing FREE service. If you took out cover through Policywise, you have nothing to worry about—we can manage your claim on your behalf and go to bat for you with the insurer.
You're 100% in control
There is zero obligation with Policywise. We give you the information you need to make an informed decision with no pressure or sales tactics. If you like our recommendations and choose to take out a policy, we’re happy to set it up for you with the insurer as part of our FREE service. We also ensure that every policy has at least a 14-day free look period, so you can cancel for a full refund with no risk.
Incredibly simple & clear explanations of which policies are best for you
We give you a SHORT printable report that includes a single-page table of your top options, with clear explanations of the specific features that make them your best choice.
Based on independent research
Unlike other comparison sites, our reporting is based on recommendations from in-depth independent research about each insurer. This means you can make an informed and confident decision.
Advanced proprietary comparison software
Does having good cover for a particular condition like cancer concern you? We use a proprietary analytics and reporting tool, paired with our extensive experience, to generate in-depth comparisons on the conditions that concern you the most. This means we can ensure you get the exact policy that best covers the areas most important to you.
Access to every major provider on the market, and all their policies
Because we only do health, life & disability, we know every insurer worth knowing, and can advise you on every available policy.
The only comparison site focused exclusively on health, life & disability cover
We don't do any kind of assets or liability insurance, which means that all of our expertise is concentrated on health, life and disability. Because we are not generalists, we know much more about our specific kind of insurance. It's like the difference between a brain surgeon and a GP.
How Policywise works in 3 easy steps
Tell us about yourselfClick the button below to get started by entering some basic details. (Takes less than 30 seconds.)
Get your FREE, no-obligation quote comparisonWe’ll provide a straight forward run-down of your best options. It will show you the top insurance policies that match your needs, with research and rankings on each insurance provider. You can see a quote summary of the lowest market prices available for these policies. We provide all this completely free, with NO ADDED COST on the premiums, because the insurer pays our fees.
We take care of everything for youIf you like our recommendations, our experienced insurance heroes will set up everything. Eliminate the pain of organising your insurance. We handle all the time-consuming back-and-forth with the insurer, on your behalf. This is completely FREE.
How Policywise generally compares to other online quote providers
|Policywise™||Other comparison sites||Traditional brokers||Banks||Insurers
|Completely free service||Yes||Yes||Yes||Yes||Yes|
|Quotes from 8 of NZ’s leading insurers||Yes||Some*||Some*||No*||No|
|Tailored recommendations fitted to your needs||Yes||No||Yes||No*||No|
|Detailed quote comparisons||Yes||No||Some*||No||No|
|Comparisons based on third-party research||Yes||Some||Yes||No||No|
|Fast & efficient process||Yes||Yes||Some*||Yes||Some|
|Independent claims support & advocacy||Yes||Some||Yes||No||No*|
|Laser focused on health, life & disability||Yes||Yes||Some*||No||Yes*|
|Experts at negotiating pre-existing conditions||Yes||Some||Some||No||No|
|Help you review your existing cover||Yes||No||Yes||No||No|
|Avoid ungenerous policies that make claiming hard||Yes||Yes||Yes||No||Some|
|Nicest guys in New Zealand||Yes||No||No||No||No|
We’re a small Kiwi business run by insurance experts who want to help regular folks make wise, informed choices. Read more about us »