Asteron is backed by Suncorp New Zealand, a prominent player in the general and life insurance sector. Suncorp New Zealand is part of Suncorp Group, with more than 9 million customers and over A$96 billion in assets - a reassuring promise of Asteron's financial stability (rated AA- by Standard & Poor’s) when you need to make a claim. The Asteron claims team has successfully had 94% of claims accepted and paid $121 million to their valued customers.
Asteron Life provides insurance products specifically tailored towards the Kiwi lifestyle and aims “to help build bright futures and protect what matters most.” Policywise works with the full suite of Asteron products, including life, trauma, income protection, total and permanent disablement, and business cover. In this Asteron Life Insurance review, we’ll look at some of these plans in detail.
Life insurance provides a lump sum payout on the death of the life insured. It is paid to the beneficiaries listed under the policy and provides a safety net that wraps around your loved ones when life takes an unexpected turn.
Here’s how life insurance works: You take out a life insurance policy through an insurance company and pay a cost, called a premium, on a regular basis. In return, if you pass away, your insurance company will pay the full sum insured to the policy beneficiaries, providing them with a financial cushion. It's like saying, "Even if I'm not around, I've got your back."
Asteron Life offers two distinct life insurance options. Each is designed to cater to different circumstances, ensuring that you have the right protection for your unique needs. Let's take a closer look at both:
Asteron Life Insurance is a robust provider that supplies a lump sum payout in the event of your passing away or a terminal illness diagnosis.
Asteron's Accidental Death Insurance cover provides a lump sum payout if you pass away due to an accident.
Life's journey isn't a cookie-cutter experience; your insurance shouldn't be either. Asteron Life allows you to tailor your cover to suit your specific needs.
Asteron Life has a user-friendly platform that supplies personalised quotes, helping you explore different options and giving you the power to choose what works best for you.
Please note: Terms and conditions, as well as exclusions, apply to all Asteron Life products. It's important to review your policy carefully to understand the specific terms of cover and any limitations. This ensures that you have a clear understanding of the protection provided by each product. If you have any questions or would like some help finding the right policy, book a callback with a Policywise adviser; it's fast and free.
Including life insurance as part of your overall financial planning is a smart move. Here's how to integrate it effectively:
Life insurance is a promise to secure your loved ones' future on death. Here's why it matters:
Policywise is a 100% free service which tells you which health, life, and disability insurance provider best fits your needs. We offer fast, comprehensive, and easy-to-understand comparisons of all leading providers, and a simple summary clearly recommending which insurer is best for your situation.
Not all insurance policies are the same. Policywise can help you sort out the duds, avoid the lemons, understand the fine print and exclusions, and get the right insurance for you and your family.
We make the important decision of where to buy your insurance super easy. We’ll answer your questions, provide experienced advice, quotes, and comparisons, and manage all the back and forth throughout the application process. Taking out your cover through us means you'll have our lifetime support and claims advocacy, and we'll help you negotiate a positive outcome at claim time. We can also take care of lodging any claims on your behalf and back you up if the going gets tough.
Check out the reviews on our homepage for how other New Zealanders have found our service because now is the time to get your life insurance sorted. Give your family or someone you love the most outstanding financial support possible. Book a 5-minute callback with Policywise today; our service is fast and free.
Asteron Life New Zealand isn't just about insurance – it's your dependable partner in securing a comfortable future. You'll find tailored options, a proven track record, and a strong commitment to safeguarding your loved ones' wellbeing. Opt for Asteron Life Insurance today and ensure a secure tomorrow.
Disclaimer: This article is for general information only. Nothing in this blog or on this website is intended as medical, dietary, or financial advice. Although Policywise aims to update our content regularly, you are advised to consult a financial adviser, health professional, or an appropriate specialist before acting on any information herein. They can factor in your personal circumstances or preferences and help guide your decision-making process.