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100% free service, lowest market prices
Our purpose is to find you the best cover for the lowest going rate—so you don’t have to shop around. Our prices are exactly the same as going directly through the insurer or your bank for the same policy. There are absolutely no added cost or fees at all. The insurer pays our fees as we save them a lot of admin, and expertly match people to the right policy.
New Zealand owned & operated
With insurance advisers nationwide, we're here for you wherever you are in New Zealand. Our commitment is to protect New Zealanders with the best life, health, and disability insurance at competitive rates.
Advocacy on your behalf if you ever have trouble making a claim
You don't want to be up against your insurer's legal team by yourself. That's why any policy you buy through us is protected by our specialist claims team. They can help with negotiations around even the most difficult claims, as part of our ongoing FREE service. If you took out cover through Policywise, you have nothing to worry about—we can manage your claim on your behalf and go to bat for you with the insurer.
You're 100% in control
There is zero obligation with Policywise. We give you the information you need to make an informed decision with no pressure or sales tactics. If you like our recommendations and choose to take out a policy, we’re happy to set it up for you with the insurer as part of our FREE service. We also ensure that every policy has at least a 14-day free look period, so you can cancel for a full refund with no risk.
Incredibly simple & clear explanation of which policy is best for you
We give you a SHORT printable report summarising your top option, with clear explanations of the benefits that make it your best choice.
Based on independent research
Unlike other comparison sites, our reporting is based on recommendations from in-depth independent research about each insurer. This means you can make an informed and confident decision.
Advanced proprietary comparison software
Does having good cover for a particular condition like cancer concern you? We use a proprietary analytics and reporting tool, paired with our extensive experience, to generate in-depth comparisons on the conditions that concern you the most. This means we can ensure you get the exact policy that best covers the areas most important to you.
Access to every major provider on the market, and all their policies
Because we only do health, life & disability, we know every insurer worth knowing, and can advise you on every available policy.
Focused exclusively on health, life & disability cover
We don't do any kind of assets or liability insurance, which means that all of our expertise is concentrated on health, life and disability. Because we are not generalists, we know much more about our specific kind of insurance. It's like the difference between a brain surgeon and a GP.