Life insurance for families or individuals is insurance that provides an agreed lump sum payment in the event of the insured persons death. It doesn’t matter whether you are the main income earner for your family or not, an unexpected death to anyone who is an individual or family member will subsequently present new financial challenges.
How does it work:- Life Insurance will pay a lump sum of money in the event that you die or are diagnosed with a terminal illness. This money can help alleviate financial pressures on your loved ones you leave behind.
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Without Health insurance, it may be a long and difficult process to access quality medical treatment and the advice that you need.
A good Health insurance policy can pay 100% of private hospitalisation, treatments, tests, scans and non subsidised drugs. This can run into the hundreds of thousands in the event of a serious illness. Health Insurance helps you to avoid long public waiting lists, enabling you to get back to normal more quickly if something goes wrong.
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